Home Fees and Charges

What will you pay us for our services?

The table below shows the charges applicable at the time of issuing.

Type of transactionService chargeNotes
Arrangement of your new policy, quoted and completed over the telephone and via our website£35.00 
Policy renewal£35.00 
Any changes to existing policies

Agent Assisted - £30.00

My Account - £15.00

Where a transaction results in a premium refund being due to you, that refund will be reduced by any service charge and any other sums owing in respect of the policy
Cancellations within the 'cooling off' period£25.00Not charged if the policy is cancelled prior to the commencement date of your policy
Cancellations after the 'cooling off' period£40.00This charge applies for the duration of your policy
Direct Debit defaults£27.50We offer credit through PremFina Ltd. Full details of their charges will be provided in any credit agreement and pre contract information by the credit provider.

Where a transaction would result in a refund to you of less than £1 due to the cost of processing, this amount will be retained by us as an additional service charge.

Please refer to policy wording for details of the cancellation and other fees and charges your insurer may also apply.